Using car insurance as an example, an excess is a standard amount that you need to pay when your insurer settles your claim.

Over the past few years, widespread flooding, wildfires, and violent storms have affected not only people’s homes but also their cars. Meanwhile, the number of crashes on U.S. roads has remained ...

After the immediate aftermath of a car accident, you may be faced with the unfamiliar task of filing an insurance claim. This is something you’ll need to do in order to cover the cost of damages and ...

Auto collision insurance covers your car's repair or replacement costs after an accident. Learn what it includes, how it works and if it's right for you. Written By Written by Insurance Senior Editor, ...