Find out how life insurance rates are determined and how to compare rates and shop around for a better deal ...

Life insurers typically give higher quotes or reject you for coverage if you have pre-existing medical conditions. Quotes for people with health conditions can vary a lot by insurer, so it’s important ...

As a life insurance agent, my job is to get my clients the coverage they need at the most affordable price possible. This is more complicated than you might expect. I tell clients their age, gender ...

Understanding how smoking affects policies and which insurers offer competitive rates can help you secure affordable coverage. Life insurance provides essential financial protection for your loved ...

Smokers pay much more for life insurance than nonsmokers, but the definition of a “smoker” can vary by company Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...