Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

When debt piles up, it can start to feel like there's no way out. After all, credit card minimum payments barely chip away at your balances, the interest charges keep climbing, and if you're behind on ...

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

High credit card balances and steep interest rates are pushing more people to consider debt settlement, but programs are not ...

Many Americans are deep in the red. In fact, household debt hit $18.59 trillion in the third quarter of 2025, according to the Federal Reserve Bank of New York. As people find themselves drowning in ...

If you’re overwhelmed by credit card balances, personal loans, and mounting interest, you may be looking for more than a temporary fix. Debt settlement is one strategy that can help people in real ...

Millions of Americans are struggling with credit card debt, and in 2026, some may qualify for relief through credit card debt ...

Today, the White House announced an indefinite pause of the collection of defaulted federal student loan debt, including through the Treasury Offset Program, which applies any tax refunds towar ...

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.