Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Auto insurance claims can involve complex legal issues. You cannot count on insurance company representatives to provide accurate information since they are ultimately interested in protecting their ...

Car accidents are overwhelming, even if no one’s hurt and the damage looks minor. But once the adrenaline fades, you’re left with questions: Do I need to call my insurance agent? What if the other ...

After the immediate aftermath of a car accident, you may be faced with the unfamiliar task of filing an insurance claim. This is something you’ll need to do in order to cover the cost of damages and ...

In the past, the auto insurance industry was all about paperwork and drawn-out processes. But now, things are changing fast thanks to technology. At the heart of this transformation is the emergence ...

A high deductible means lower premiums but it’s not right for everyone ...