Oct 2, 2025 · Find out which credit unions don't use ChexSystems, offering a solution for those who have struggled to open bank accounts in the past.

Jan 7, 2026 · We've analyzed bank accounts from traditional brick-and-mortar banks, online banks, fintechs, and credit unions to identify the best second-chance bank accounts for people who want to …

Looking for a credit union that doesn't use ChexSystems? Check out these top credit unions plus some great alternatives.

Jan 5, 2026 · Looking for credit unions and banks that don't use ChexSystems? Some institutions skip ChexSystems or offer second-chance accounts to help you rebuild your banking history, even if …

The easiest way to find out what financial institutions do/don’t pull your ChexSystems is by requesting a free copy of your report and then comparing that to the accounts you’ve signed up for recently.

Instead of focusing on traditional banks, let’s explore credit unions that offer accessible checking accounts even to individuals with negative ChexSystems reports and bad credit history.

Oct 3, 2023 · Luckily, there are several credit unions and banks that don’t use ChexSystems. Below, we’ll explore nine banks and six credit unions that offer accounts that don’t require a ChexSystems pull.

Nov 3, 2025 · In the table below, the first six banks and credit unions say they don’t pull ChexSystems reports when screening applicants. The next five institutions may review your ChexSystems report …

Fortunately, there are banks that don’t use ChexSystems at all. These “No ChexSystems Banks” offer all the services you need with surprisingly high acceptance rates. CreditInfoCenter.com has helped …

Jun 9, 2025 · Have you been denied a bank account due to your ChexSyetems report? Here are some banks that don't use or don't require a clean ChexSystems report. Let's explore each bank and which …