Confused by ISAs? 🤯 You’re not alone. An ISA is just a savings account where you’ll NEVER pay tax on the interest. Here’s the breakdown of the main types and how they can boost your savings tax-free. 💰 Cash ISA: A simple and safe way to save up to £20,000 tax-free each year. Can be easy-access or fixed. 🏡 Lifetime ISA: A good option for first homes/retirement (18 to 39 only). Get a 25% bonus (up to £1,000 a year) but strict rules withdrawal penalties. 🍼 Junior ISA: Save up to £9,000 a year f